All Products
Introduction to health insurance
Are you covered for health insurance in addition to your government health insurance plan (GHIP)? If not, health insurance and various kinds of medical insurance are available for purchase by Canadian citizens who are not covered for additional health costs under a group benefits package or employer health benefits plan.Life Insurance
Life insurance is protection against financial loss resulting from death. It is an insurance company's promise to pay your beneficiary a specific amount of money when you die in exchange for timely payment of premiums.
Having the right life insurance protection can make a big difference in your life and the lives of those close to you. A proper financial security plan that includes life insurance can mean the difference between leaving your estate financially secure and leaving behind debts and an inadequate income.
Critical Insurance
Critical illness insurance helps you in paying costs associated with life-altering illnesses. If you become sick anytime with an illness which is covered by your policy and survive the waiting period, you will be getting a lump sum cash amount - so you can decide how to spend the money.
Travel Insurance
You can purchase basic travel insurance that will cover things like emergency medical treatment and hospital stays, but you also have the option of buying policies that include extra bells and whistles if you wish.
Auto Insurance
Auto insurance is designed to protect you in two ways—it helps protect your financial security and it helps safeguard your investment in your car, motorcycle or other personal vehicles in the event of a claim.
Wherever the road takes you, we're here to ensure that you and your family are well protected. That's why we recommend that you take the time to consider why you may need to purchase more than the minimum auto insurance coverage required by your province or territory.
Home Insurance
Buying a home is probably the largest single financial investment you have ever made. For most people, their home is their life savings tied up in bricks and mortar – bricks and mortar that, no matter how well built, are vulnerable to fire, theft and other disasters.
Could you possibly afford to replace absolutely everything you own? Recovering from even a partial loss, like having your home broken into and many possessions stolen, would cost more than most people could manage on their own. Home insurance protects you from having to pay out a huge amount at once, often at the very worst time emotionally.
RESP
An RESP (Registered Education Savings Plan) is -
- is a special savings plan (like a savings account)
- helps you, your family or friends to save early for a child’s education after high school
- is registered by the Government of Canada
- allows savings for education after high school to grow tax-free and could also gain government money through the Canada Education Savings Grant and the Canada Learning Bond, if you qualify.
RRSP
You should consider an RRSP if:
- You want to supplement your retirement income so that you can maintain your lifestyle after you retire
- You want to reduce your income tax this year
- You want to earn tax-deferred investment income on your savings
- You anticipate fluctuations in your income because of maternity leave, a return to school or a career change
